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Citi Rewards Card Enjoy Zero Annual Fees2 Get 2,500 activation bonus rewards3 Apply Now Terms & Conditions apply. 1The 10X points accrue on spends till Rs.7,000 (or 560 points) per month in apparel & department stores. For spends beyond this, earn 1 point per Rs.125. Identification of Apparel & Department stores are based on Merchant Category Code allotted by Visa and MasterCard to the merchant where the purchase is made. 2Provided you spend at least Rs.30,000 or more in a membership year or else a fee of Rs.1000 will be applicable at the end of the membership year. 3On your first spend of Rs.1000 made within 60 days of card issue Click here, to view the Most Important Terms and Conditions of this card. Click here to view the card member terms and conditions. Click here for to view the Rewards FAQs. As a part of credit card application procedure, we will require your recent passport size color photograph; self attested copy of your address proof and valid photo identity proof documents. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned. Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria. Citi.com is the global source of information about and access to financial services provided by the Citigroup family of companies. This product/service is offered by branches of Citibank NA in India. © 2018 Citigroup Inc. Citibank and Arc Design are registered service marks of Citigroup Inc. or its affiliates used and registered throughout the world.