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Citibank® Rewards Card Get rewarded  on surprising your loved one! Get 10 times more Reward Points1 for every Rs.125 spent with Citibank Rewards Card Apply Now Top reasons to Apply Zero Annual Card Fees2 Get up to 2500 Reward Points on Card Activation3 Redeem points instantly at over 700 partners Exclusive Card Benefits EMI Offers  Convert your shopping spends to flexible EMI options Dining Privileges  Up to 20% savings at over 2000 restaurants. No joining Fee! No Annual card Fee2 if annual spends are over Rs.30,000 Apply Now Terms and Conditions. 1The 10X Points accrue on spends till Rs.7000 (or 560 points) per month in Apparel & Department stores. For spends beyond this, earn 1 point per Rs.125. Identification of apparel & department stores are based on Merchant Category Codes allotted by Visa & MasterCard to the merchant where the purchase is made. 10X Rewards at featured partners are limited period offers. 2Provided you spend at least Rs.30,000 or more in a membership year or else a fee of Rs.1000 will be applicable at the end of the membership year. 31500 Bonus Reward Points on your first spend within 30 days of card issuance, credited within 60 days of transaction date & 1000 Bonus Reward Points on your first spend of Rs.1000 within 60 days of card issuance credited with the subsequent statement. Click here for the complete list of 10X Rewards partners. Click here, to view the Most Important Terms and Conditions of this card. Click here to view the card member terms and conditions. As a part of credit card application procedure, we will require your recent passport size color photograph; self attested copy of your address proof and valid photo identity proof documents. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned. Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria. Citi.com is the global source of information about and access to financial services provided by the Citigroup family of companies. Copyright © 2015 Citigroup Inc